ReFrame Wealth, LLC (“ReFrame Wealth”) is a Registered Investment Advisor (“RIA”) with the U.S. Securities and Exchange Commission (“SEC”). ReFrame Wealth provides investment advisory and related services for clients nationally. ReFrame Wealth maintains all applicable notice filings, registrations, and licenses as required by the various states in which ReFrame Wealth conducts business, as applicable. ReFrame Wealth renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion. ReFrame Wealth and its advisors do not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.